Key Points
- Rent, investment dividends, interest and some other regular income can count.
- The income of either partner counts.
- It is measured over the last 12 months.
- The underlying asset must still be held at the date of application.
Types of income that can count
- Rental income from property in the UK or overseas
- Dividends or other income from investments, stocks and shares, bonds or trust funds
- Interest from savings
- Maintenance payments from a former partner
- Certain insurance and annuity payments
Income that does not count
- Loans and credit facilities
- Most income-related benefits and tax credits
- Income from other people who live in the household
- Rent from a lodger in the home you live in is treated differently from rent on a separate property
Rental income
Provide proof that you own the property, the tenancy agreement or letting agent statements, and twelve months of bank statements showing the rent arriving. The property must not be your main home.
Dividends and investment income
Provide certificates or a portfolio report showing the holding, and twelve months of bank statements showing the income. Dividends from a company you run yourself fall under the company director rules.
Official Sources
This page is general information, not legal advice. The rules and figures are set by the Home Office and can change.